Jonah Woolner's life is as prudently regulated as the bank where he works. It's a satisfying life until he's passed over for promotion in favor of newcomer Reid Hylliard. Brash and enterprising, Reid beguiles everyone except Jonah, who's convinced Reid's progressive ideas will be the bank's ruin. When Jonah begins to discover there's more to Reid than meets the eye, he risks succumbing to Reid's charms-but unlocking the vault to all of Reid's secrets could lead him down a dangerous path.
Losing his promotion-and perhaps his heart-is the least of Jonah's difficulties. When the vengeful son of a Union army vet descends upon the bank to steal a government deposit of half a million dollars during the deadliest blizzard to ever sweep New York, Jonah and Reid are trapped, at odds and fighting for their lives.